Attention homeowners: Real estate appraisal services for in Prior Lake and Scott County

The top 7 reasons why Minnesota homeowners need Kent Lageson:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge your property tax assessment in Minnesota
To lower a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To determine the true market value of real estate to settle an estate


	Do you own a home in or near Prior Lake? Do you need help deciding the value of your real estate? Contact Kent Lageson.

We at Kent Lageson understand the unique needs of a consumer seeking appraisal services. Our regular business clients understand the appraisal process and the usual documents we provide. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Kent Lageson, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that is going down. This only means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Kent Lageson is your best weapon when challenging your property tax assessment.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Kent Lageson, we're qualified in helping customers just like you abolish unneeded PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Kent Lageson can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for preciseness? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Kent Lageson can help you with that. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.